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Think Cybersecurity Insurance Will Save You? Think Again
By this point, we know that state-sponsored cyber-attacks are a thing. Time and again, we see headlines to this effect, whether it’s election hacking, IP theft, or mega-breaches. For your average consumer, it’s troubling. But for executives at organizations that are targeted, it’s a nightmare. The accompanying PR headaches, customer churn, and operational and reputation losses are bad enough; but when big companies think they’re protected by cyber insurance only to find out they aren’t, things go from bad to worse. Are You Really Covered? Indeed, per the New York Times, “Many insurance companies sell cyber coverage, but the policies are often written narrowly to cover costs related to the loss of customer data, such as helping a company provide credit checks or cover legal bills.” In other words, many organizations think that because they’ve purchased cyber insurance, they are protected and will be reimbursed for any expenses related to suffering and mitigating a cyberattack.
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