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What is PCI DSS and why do I need it?
PCI DSS is an incredibly important compliance standard for those processing card payments. It stands for Payment Card Industry Data Security Standard. Whilst that doesn’t exactly roll off the tongue, it is a very resilient set of standard requirements that aims to make a business more secure. A 2018 payment security report revealed that no company affected by a data breach was completely compliant with PCI DSS. It’s a bit of a jump to suggest that this shows PCI DSS compliance will prevent a business from being hacked. However, it’s interesting to note that in the case of the British Airways hack (in which over 300,000 payment cards were compromised), the flaws that allowed hackers to get in would be grounds for automatic failure where PCI DSS is concerned. The fact is, those who are PCI compliant are going to be more secure than those who aren’t. Should the unfortunate occur for those who are, customers may feel reassured that it’s not down to a business’s negligence.
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