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Secure Mobile Transactions – Fact or Fiction?

June 12, 2013

Many banks and various other businesses, such as online betting, have embraced the ´Go Mobile´ trend to take advantage of the ubiquity offered by smart phone devices and have been developing their own apps, some of which store users´ credentials and other sensitive data in order to allow their clients to carry out transactions while on the move. Inspired by Apple iOS, Google Android and comparable operating systems, most app developers have directed their attention towards the user experience, but – as is often the case - few have placed emphasis on security, partially for priority reasons but also because of a lack of knowledge. In other words, despite the widespread adoption of smart phones, OSs (operating systems) still remain relatively immature when it comes to security. To tackle this, some initiatives such as the Trusted Execution Environment have emerged, but it could quite possibly take up to a decade before the average user will actually enjoy the security benefits when making a transaction with their preferred apps.

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